Tracy Central Homes under $500,000

Welcome to Tracy Central, a hidden gem nestled in the heart of San Joaquin County, California. Known for its friendly atmosphere and vibrant community, Tracy offers an inviting blend of suburban charm and convenient urban access. Just an hour away from the bustling Bay Area, this city is perfect for those seeking a peaceful retreat while still enjoying the perks of city life.

Tracy Central boasts a variety of beautiful parks, top-rated schools, and a rich tapestry of cultural events that make it an ideal place for families and individuals alike. With a growing economy and a strong sense of community, residents here enjoy a quality of life that is hard to beat. The local dining scene is diverse, featuring everything from cozy cafes to family-owned restaurants that serve up delicious cuisine.

One of the most appealing aspects of Tracy Central is the availability of homes under $500,000. This makes it an attractive option for first-time homebuyers, young families, and those looking to invest in real estate. The housing market here offers a range of choices, from charming single-family homes to modern townhouses, all designed to cater to various tastes and lifestyles.

With its affordable housing options, friendly neighborhoods, and a wealth of amenities, Tracy Central is not just a place to live—it's a place to thrive. Explore the possibilities of calling this wonderful city your home, and discover the unique experiences that await you in Tracy!

Newest Tracy Central Homes under $500,000

$419,000

3 Beds ⋅ 2 Baths ⋅ 1,387 SqFt. ⋅ 226114429 MLS

Bring your vision to this 3-bedroom, 2-bath Tracy home offering approximately 1,387 sq. ft. and a well-designed floor plan with plenty of possibilities. Located in an established neighborhood surrounded by well-maintained homes, the property offers a great opportunity to create something special and make it your own. With a functional layout, generous potential, and a setting that already has so much going for it, this could be the project you've been waiting for.

2617 Balboa Drive, Tracy

Listing courtesy of Century 21 Select Real Estate.

$315,000

2 Beds ⋅ 2 Baths ⋅ 1,110 SqFt. ⋅ 226122025 MLS

Take advantage of this cute condo with private courtyard entrance. Freshly painted, new flooring throughout. Formal living room with vaulted ceiling, cozy kitchen, dining area, two spacious bedrooms, two full bath rooms. Primary bedroom has floor to ceiling sliding glass closet doors, vaulted celing and slider to backyard.

184 E Grantline Road Unit #184, Tracy

Listing courtesy of Realty ONE Group Zoom.

$250,000

3 Beds ⋅ 2 Baths ⋅ 1,200 SqFt. ⋅ 226121378 MLS

Beautiful turn key home priced for your budget. Upgraded and remodeled 3 bedroom 2 bath home features vaulted ceiling, open floor plan, new modern kitchen, lots of light, deck off primary bedroom, cozy yard. Washer, dryer included.

24221 S Chrisman Road Unit #47, Tracy

Listing courtesy of Realty ONE Group Zoom.

$499,999

2 Beds ⋅ 1 Baths ⋅ 1,096 SqFt. ⋅ 226117317 MLS

CHARACTER, CHARM & EXTENSIVE UPDATES, WALK TO DOWNTOWN! Welcome to this charming 2-bedroom, 1-bath home filled with character and thoughtfully updated for modern living. Ideally located within walking distance of downtown shopping, dining, and entertainment, this home offers both convenience and a wonderful lifestyle. Freshly painted and featuring new flooring, new windows, new exterior doors, and new shades, this inviting home blends its original character with numerous modern improvements. The spacious backyard is perfect for entertaining, outdoor dining, gardening, or relaxing with family and friends. A new rear fence adds privacy and enhances the outdoor space. The extensive list of improvements includes new electrical wiring throughout the home, a new tankless water heater, reinforced chimney brought up to code, new gutters, and a new main water shut-off valve. The attic has been newly insulated, and the crawl space has been rodent-proofed for added peace of mind. The converted 2-car garage provides additional flexible space and features an installed EV charging port. Large tree branches were removed from over the home, helping make the property solar-ready. With an impressive list of recent improvements already completed, this home offers the opportunity to enjoy classic character with many of today's desired updates all while being just a short walk from the energy and convenience of downtown. Charming, updated, and ideally located- come see what makes this home special!

540 W Highland Avenue, Tracy

Listing courtesy of Wible Real Estate.

$349,888

2 Beds ⋅ 2 Baths ⋅ 1,059 SqFt. ⋅ 226108359 MLS

Welcome home to this cozy 2-bedroom, 2-bathroom second-floor condo tucked inside a gated community near downtown Tracy. With a dedicated carport and a comfortable, functional layout, this home offers everyday convenience in a well-connected location. The living room and bedrooms feature carpeting, while the dining area offers laminate flooring. Enjoy easy access to downtown Tracy and everyday amenities.

565 Peerless Way Unit #210, Tracy

Listing courtesy of Mills Realty.

$499,950

3 Beds ⋅ 1 Baths ⋅ 1,299 SqFt. ⋅ 226112878 MLS

Charming Single-Story Home with Inviting Outdoor Living Spaces Welcome to 465 W 22nd Street, a beautifully maintained 3-bedroom, 1-bath home offering approximately 1,299 square feet of comfortable living space in an established Tracy neighborhood. This home blends classic charm creating the perfect setting for both everyday living and entertaining. Step inside to discover a bright and functional floor plan featuring spacious living areas, generously sized bedrooms, and an updated bathroom with a stylish vanity, contemporary fixtures, and tasteful finishes. The home's warm and inviting atmosphere makes it easy to envision creating lasting memories with family and friends. Outside, you'll find expansive front and side yard spaces enhanced by mature trees that provide shade and privacy. The welcoming covered front porch offers the perfect place to enjoy your morning coffee or unwind in the evening. The large yard presents endless opportunities for gardening, outdoor gatherings, play areas, or future customization to fit your lifestyle. Additional highlights include central heating and cooling, a composition roof, ample outdoor space, and a convenient location near schools, parks, shopping, dining, and major commuter routes. Whether you're a first-time homebuyer, looking to downsize, or searching for a great investment opportunity, this property offers exceptional value, character, and potential.

465 W 22nd Street, Tracy

Listing courtesy of Hero Real Estate.

$479,999

3 Beds ⋅ 2 Baths ⋅ 1,161 SqFt. ⋅ 226110517 MLS

Welcome to 1191 Donnero Way, located in the desirable Arnaudo Village neighborhood of Tracy. Built in 1985, this inviting three-bedroom, two-bath home offers 1,161 square feet of comfortable living space and sits on a 0.14-acre lot of approximately 6,217 square feet. Situated on a nice, wide street with a south-facing orientation, the home features an open great room concept that creates a comfortable and welcoming space for everyday living and entertaining. Additional features include a two-car garage with laundry area and a tile roof. The interior provides a wonderful foundation with plenty of opportunity to add your own personal touches and create a space that reflects your individual style. One of the home's highlights is the private backyard with no homes directly behind the property, creating a more open and peaceful setting. It's a wonderful place to unwind, entertain, or simply enjoy the beautiful evening sunsets. Conveniently located near shopping, schools, and freeway access, 1191 Donnero Way offers a great combination of location, privacy, and potential. Whether you're purchasing your first home or looking for a place to make uniquely your own, this home is ready for its next chapter.

1191 Dronero Way, Tracy

Listing courtesy of RE/MAX Diamond.

$499,000

3 Beds ⋅ 2 Baths ⋅ 1,408 SqFt. ⋅ 226101915 MLS

Great Family home, walking though this home shows the pride of ownersip and how well it's been maintained. This 3 bedroom, 2 bath home is extremely clean. Plantation shutters, new fences, new sprinkler system in the front yard, and newer AC. Close to schools, shopping, parks, etc. With a little updating this can be a perfect comfortable home.

213 Granada Way, Tracy

Listing courtesy of KW Central Valley.

$490,000

3 Beds ⋅ 2 Baths ⋅ 1,191 SqFt. ⋅ 226099330 MLS

Paid-off Solar with a Tesla Battery, fresh paint interior, Prime location close to freeways, shopping centers, and top schools. 3 beds, 2 baths, 1,191sqft. Tile entry. Great room offers laminate flooring, ceiling fan & marble tile faced fireplace with mantle. Bright and spacious kitchen offers slab granite counters, deco tile flooring, stainless steel appliances. Master bedroom offers laminate flooring. Laundry room with tile flooring and cabinets. Low maintenance yards; shed, refrigerator, washer & dryer stay with the house, newer AC.

180 Hawthorne Drive, Tracy

Listing courtesy of PMZ Real Estate.

$499,000

3 Beds ⋅ 2 Baths ⋅ 1,223 SqFt. ⋅ 226096308 MLS

This charming 3-bedroom, 2-bath residence offers approximately 1,223 square feet of comfortable living space on a 5,335 square foot lot. Move-in ready and thoughtfully maintained, the home features a bright, open layout enhanced by abundant natural light from the skylights. Additional highlights include an attached one-car garage, central heating and air conditioning, a newer water heater, and solar for added energy efficiency. Step outside to a spacious backyard with plenty of room to relax, entertain, garden, or create your own outdoor retreat. Ideally located in an established neighborhood near schools, shopping, downtown Tracy, and convenient commuter routes, this exceptional home offers the perfect blend of comfort, convenience, and value. Don't miss your opportunity to make this beautiful Tracy home your own!

262 W 23rd Street, Tracy

Listing courtesy of Residential Group.

$399,000

2 Beds ⋅ 3 Baths ⋅ 1,080 SqFt. ⋅ 226088590 MLS

Welcome to the Village at Summergate. This gated community is one of Tracy's most desirable neighborhoods. 760 Greenford Court is nestled in a court location. Enter this home through a gated courtyard, perfect for morning coffee or relaxing with an evening beverage. The freshly painted condo features upscale laminate flooring downstairs. LED lighting, Bright kitchen includes updated appliances, new stainless sink, & pull out pantry drawers. Upstairs you'll find newer carpeting, two spacious bedrooms. Primary bedroom features two mirrored closets, cedar lined, custom closet interiors, private bath and plenty of sunshine. Two car attached garage, this home is truly turn-key. Community includes pool, spa, playground and beautiful shaded grounds. Near shopping and perfect location for commuters.

760 Greenford Court, Tracy

Listing courtesy of Realty ONE Group Zoom.

$488,000

3 Beds ⋅ 1 Baths ⋅ 1,020 SqFt. ⋅ 226067285 MLS

Charming Refreshed/Move in ready.Prime neighborhood located in a desirable location.Featuring all new updates May/June 2026. New laminate flooring throughout,fresh paint interior/exterior and front door,new kit Cabinets/sink/plumbing/counter tops.Bathroom completely remodeled with new vanity/modern fixtures/plumbing fixtures with custom finishes/ new very nice tile flooring/New hot water heater. Fireplace in spacious living room with new tile grouting/ new blinds throughout home,new baseboards through out.Special outstanding location-within 10 min to everything, West Valley Mall/Near Mckinley Ele/Monte Vista Jr/Merrill High/Boys & Girls Club/Powers Park/Local Church/dining/bus stop. Welcome to a quiet street and great neighborhood.

1323 Rusher Street, Tracy

Listing courtesy of Coldwell Banker Sun Ridge Real Estate.

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