Short Sale Homes
Investment Properties · Short Sales

Short Sale Homes in Tracy, Mountain House, Lathrop, Manteca & Livermore

A short sale is a home sold for less than the seller owes on the mortgage, with the lender's approval. For patient buyers and investors, short sales can open the door to homes priced with room to work. They also come with extra steps, and that's where experience matters.

View Short Sale ListingsAsk Nagi About a Short Sale
Know Before You Offer

How Short Sales Work for Buyers

Lender Approval

The seller accepts your offer first, then the lender (sometimes more than one) has to approve the price and terms before the sale can close.

Longer Timelines

Lender review can take weeks or months. Short sales suit buyers who aren't on a tight move-in deadline.

Usually As-Is

Sellers in a short sale rarely have funds for repairs, so inspections and a realistic budget for work are essential.

Experience That Counts

Two Decades Negotiating With Lenders

Nagi has worked short sales and distressed property since the 2008–2012 cycle. She knows how to package an offer that holds up under lender review and how to keep a slow file moving.

  • Offer strategy built for lender approval
  • Comparable sales to support the price
  • Inspection & repair-cost planning
  • Steady follow-up through lender review
  • Service in English, Punjabi & Hindi
The Process

From Offer to Closing

Find the Property

Browse active short sales below or let Nagi set up alerts for new ones.

Run the Numbers

Price, condition, repair costs and resale or rental value, before you commit.

Seller Acceptance

Your offer is accepted by the seller and submitted to the lender for review.

Lender Approval & Close

Once the lender signs off, inspections and escrow wrap up the sale.

Manpreet Nagi, REALTOR

Manpreet “Nagi” Nagi

REALTOR® · Broker Associate · Keller Williams Realty

Behind on your own mortgage? Nagi also helps homeowners explore a short sale or a cash sale as an alternative to foreclosure. Conversations are confidential and come with no obligation.

(510) 386-3186 · nagi.realtor@gmail.com · DRE #01454483

Active Short Sale Listings

Every active short sale in Tracy, Mountain House, Lathrop, Manteca and Livermore, updated automatically from the MLS. Short sales come and go quickly, so ask Nagi to alert you when new ones list.

Get Short Sale Alerts

Active Short Sale Listings

1476 Meridian Street, Manteca
$680,000
5 Beds ⋅ 3 Baths ⋅ 3,092 SqFt. ⋅ 226122511 MLS
Welcome to a beautiful 5-bedroom, 3-bathroom home offering approximately 3,092 sq. ft. of thoughtfully designed living space in a desirable Manteca community. Built in 2023, this spacious two-story residence features an open and functional floor plan with abundant natural light and comfortable living areas. The well-appointed kitchen offers ample cabinetry, generous counter space, and a convenient layout ideal for everyday living and entertaining. The spacious bedrooms provide flexibility for family, guests, or a home office, while the private primary suite offers a comfortable retreat. With approximately 5,500+ sq. ft. lot, a 2-car garage, and modern construction, this home combines space, functionality, and contemporary living. Conveniently located near schools, shopping, dining, parks, and major transportation routes. Don't miss the opportunity to make this beautiful Manteca home your own!

1476 Meridian Street, Manteca

Listing courtesy of EXIT Realty Consultants.

1612 Hearthsong Drive, Manteca
$515,000
4 Beds ⋅ 3 Baths ⋅ 1,668 SqFt. ⋅ 226105723 MLS
Welcome to 1612 Hearthsong Drive in Manteca! This two-story home features 4 bedrooms, 3 full bathrooms, and approximately 1,668 sq ft, with a layout that works well for both everyday living and entertaining. A full bedroom and bathroom with a walk-in shower are located on the ground floor, ideal for guests, multigenerational living, or a home office. The front living room opens up to two-story ceilings with tall windows above, while the kitchen at the back of the home offers breakfast-bar seating, a stainless steel gas range, microwave, and dishwasher, and opens to both the dining area and the family room with sliding-door access to the backyard. Upstairs, the primary suite offers dual sinks and a walk-in shower, two additional bedrooms share a full bathroom with a tub and shower, and a dedicated laundry room off the landing adds to the home's everyday convenience. Ceiling fans in the main living areas and bedrooms, plus an attached two-car garage with driveway parking, round out the home. Step outside to a fully fenced backyard featuring a large paver patio, a grass area, and mature palms and shade trees. Located close to shopping, dining, and commuter routes, this home combines comfortable living space with a flexible floor plan.

1612 Hearthsong Drive, Manteca

Listing courtesy of KW Central Valley.

1785 Flaxen Court, Manteca
$569,000
3 Beds ⋅ 3 Baths ⋅ 1,977 SqFt. ⋅ 226082924 MLS
SKIP THE CONSTRUCTION HEADACHE! 🏠✨ This stunning 2023-built home offers everything a construction home promises but DELIVERS instantly: ✅ Expansive 1,977 sq ft of modern spacious open-concept living ✅ 3 bedrooms + 3 baths ✅ Chef's kitchen with quartz island ✅ Established front yard landscaping ✅ Quiet, mature neighborhood - NO construction noise! ✅ Exclusively positioned on a corner lot in cul-de-sac ✅ This gem won't last! The #s don't lie: At **302/sq ft average) - and it's move in ready! Location: Minutes to HWY 120/99, shopping, dining, and schools. Near ALL construction communities without the construction headaches.

1785 Flaxen Court, Manteca

Listing courtesy of eXp Realty of Northern California, Inc..

420 Monastery Drive, Lathrop
$710,000
5 Beds ⋅ 3 Baths ⋅ 2,823 SqFt. ⋅ 226037917 MLS
Need more room to roam? This Short Sale (in process) property could be your chance. This spacious home delivers with plenty of bedrooms (5-6) and bathrooms (3 full baths) to fit your lifestyle. The expansive great room offers the perfect space for relaxing, entertaining, or setting up the big-screen TV you've been wanting. The kitchen is well-equipped with stainless steel appliances, including a 5-burner stove with hood, refrigerator, soft-closing drawers & cabinets, and dual built-in ovens. A generous waterfall island with sink creates the ideal gathering spot for casual conversations, meal prep, or enjoying your favorite beverage. Step outside to a backyard ready for your personal touch, featuring a clean slate design with a couple of citrus trees already in place. Conveniently located in close proximity to restaurants, neighborhood parks, grocery stores, and other retail establishments, with easy freeway access for commuting and daily travel.

420 Monastery Drive, Lathrop

Listing courtesy of Lifestyle Realty.

18462 Waterfront Way, Lathrop
$604,000
4 Beds ⋅ 3 Baths ⋅ 1,799 SqFt. ⋅ 226052900 MLS
Welcome to 18462 Waterfront Way, Lathrop - an attractive residential property in great condition, offering an exceptional opportunity for sophisticated living. This residence is meticulously designed to provide both comfort and an elevated lifestyle. The heart of this home is its thoughtfully designed kitchen, featuring elegant stone counters and a functional island, seamlessly integrated into an open-plan living room, perfect for entertaining and daily life. The well-appointed bathroom offers the convenience of a double vanity and a spacious walk-in shower. Beyond the interior, a private yard awaits, complete with an inviting outdoor dining area and a dedicated outdoor living space, ideal for relaxation and al fresco gatherings. The property also includes a practical laundry room, a built-in garage for convenience, and a charming patio. Discover the lifestyle awaiting you at this remarkable property; schedule your private viewing today.

18462 Waterfront Way, Lathrop

Listing courtesy of Home Buyers Realty.

162 Ravenwood, Lathrop
$525,000
4 Beds ⋅ 3 Baths ⋅ 1,935 SqFt. ⋅ 226038703 MLS
Welcome to this 4-bedroom, 3-bath home offering 1,935 sqft of living space on an impressive 10,490 sqft lot. this home has lots of potential and offers a great opportunity to create your personal touches. Built in 1999, this starter home has room to grow and features a thoughtfully designed floor plan with generous living areas. The kitchen offers ample cabinetry and workspace, tile counters and floors, stainless steel oven, range and microwave. Step outside to your oversized backyard, offering endless possibilities to create your dream outdoor space, add a pool, ADU, a garden, or simply enjoy the extra room for gatherings and relaxation. Located in a desirable Lathrop neighborhood close to parks, schools, shopping, and easy access to I-5 freeway for commuters. This home combines convenience with peaceful suburban living. Get up get out go get it!

162 Ravenwood, Lathrop

Listing courtesy of Remax One.

41 W Kavanagh Avenue, Tracy
$495,000
3 Beds ⋅ 2 Baths ⋅ 1,104 SqFt. ⋅ 226034969 MLS
Welcome to this charming residence in the heart of Tracy! This well maintained home features three spacious bedrooms and two bathrooms, thoughtfully designed to accommodate a variety of lifestyles. Beautiful tile flooring flows throughout, providing durability and a clean, modern aesthetic. The expansive lot offers ample outdoor space, complete with producing fruit trees for you to enjoy. Ideally located near local amenities, this property presents a wonderful opportunity to own a home that blends functionality with timeless appeal.

41 W Kavanagh Avenue, Tracy

Listing courtesy of Redfin Corporation.

920 Taft Avenue, Tracy
$450,000
3 Beds ⋅ 1 Baths ⋅ 1,461 SqFt. ⋅ 225150054 MLS
Move-in ready home featuring a bright interior, neutral finishes, and a functional layout. The living area offers ample natural light and a fireplace, creating a comfortable central gathering space. The kitchen is equipped with stainless steel appliances, white cabinetry, and generous counter space. Bedrooms and common areas provide flexible living options, and the bathroom includes modern fixtures and a clean design. The backyard offers a low-maintenance layout with room to personalize or expand outdoor use. A solid turn-key option for buyers seeking a well-kept home with practical updates.

920 Taft Avenue, Tracy

Listing courtesy of EXIT Realty Consultants.

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All measurements and all calculations of area (i.e., Sq Ft and Acreage) are approximate. Broker has represented to MetroList that Broker has a valid listing signed by seller authorizing placement in the MLS. Above information is provided by Seller and/or other sources and has not been verified by Broker. Copyright 2026 MetroList Services, Inc. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of MetroList® MLS. All information has been provided by seller/other sources and has not been verified by broker. All interested persons should independently verify the accuracy of all information. Last updated .

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